FURNITURE WORLD LEASE-TO-OWN

FURNITURE WORLDLEASE-TO-OWNPOLICICO & DISCLOSURE365 DAYS SAME AS CASH

365 DAYS SAME AS CASH

LEASE-TO-OWN — SUBJECT TO APPROVAL

Furniture World Liquidation offers a Lease-to-Own program for qualifying customers. The program provides a path to ownership through scheduled payments under an approved Lease-to-Own agreement. Please review the disclosures below before deciding whether to proceed.

365 DAYS SAME AS CASH

The 365 Days Same as Cash program applies to the merchandise cash price under the approved Lease-to-Own arrangement.

52 WEEKLY PAYMENTS

The cash price of your merchandise is divided into 52 scheduled weekly payments. After all required scheduled payments are completed, you own the furniture. Your exact weekly payment and final payment schedule will be stated in your lease agreement.

TOTAL TO OWN

Your total scheduled merchandise payments will equal the disclosed cash price of the merchandise. The exact Total to Own will be shown in your lease agreement before you sign.

WHEN YOU OWN THE FURNITURE

You become the owner of the merchandise after all required scheduled payments under your lease-to-own agreement have been completed. Until then, the merchandise remains subject to the terms of your lease-to-own agreement.

ADDITIONAL CHARGES

365 Days Same as Cash applies to the merchandise cash price only.

A $39 application fee is due upfront only after approval if you choose to proceed with the lease-to-own agreement.

Delivery, setup, and any other optional services are not included in the lease-to-own amount and must be paid separately upfront.

Applicable sales tax is additional to each scheduled payment and is not included in the merchandise cash price or Total to Own. The applicable tax may change if your taxing jurisdiction changes.

SUBJECT TO APPROVAL

Participation in the Furniture World Lease-to-Own program is subject to approval and eligibility requirements.

Exact merchandise price, scheduled payment amount, payment schedule, Total to Own, applicable taxes, fees, and other applicable terms will be disclosed before the customer signs the Lease-to-Own agreement.